At Affordable Legal Services of Wisconsin, we assist people who need to file for either Chapter 7 or Chapter 13 bankruptcy. If you are being harassed by creditors because you find yourself in a situation by no fault of your own, know that we are here to help you.
Southern Wisconsin Bankruptcy
At Affordable Legal Services of Wisconsin, we will represent you throughout the bankruptcy proceeding for the lowest price in the market but with the highest quality possible.
Chapter 7 Bankruptcy Strating at $750 plus court costs
In a Chapter 7 Bankruptcy, the debtor person or married couple filing bankruptcy will receive a discharge debts will be wiped away of all debts which the US Trustee determines are “dischargeable”. Examples of non-dischargeable debts include, but are not limited to: student loans, taxes within the last three years, and restitution from criminal offenses. Generally, all other debts are discharged at the end of the bankruptcy.
It is possible to file for bankruptcy all keep “secured” debts. For example, if you would like to keep your home, it may be possible to do so while simultaneously filing bankruptcy to eliminate credit card debt. For more information about Chapter 7 Bankruptcy, view our blog at blog or contact our office today at: 6088341355.
Chapter 13 Bankruptcy $500 up-front plus court costs
In a Chapter 13 Bankruptcy, the debtor person or married couple filing bankruptcy will repay between typically 6070 of their debts through a typically interest-free debt repayment plan. Chapter 13 Bankruptcy is available to many individuals who would not qualify for a Chapter 7 Bankruptcy either because they earn too much money or because they filed for a Chapter 7 within the last eight years.
Because Chapter 13 Bankruptcy repays most of the debt, certain debts which would not be dischargeable in a Chapter 7 Bankruptcy are in a Chapter 13. Once the debt repayment plan is over, the debtor will generally receive a discharge from all remaining, unpaid obligations.
For more information about Chapter 13 Bankruptcy, view our blog or contact our office today at: 6088341355.
At Affordable Legal Services of Wisconsin, we help people in need of debt-relief throughout the Western District of Wisconsin, including: Dane County, Columbia County, Sauk County, Rock County, Madison, Sun Prairie, Deforest, Windsor, Stoughton, Middleton, Fitchburg, Monona, Portage, Janesville, Beloit, Baraboo, Sauk City, and Marshall.
“I am so thankful for Angela. Their firm helped us get through some of the hardest times of our lives. They really care about their clients.”
Bobby Shane, Family Law Client
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